O
A LUMOURA LABS PRODUCT · PERSONAL FINANCE
OwedBack
Clarity for the money between people.
OwedBack is a calm, private place to track shared costs, repayments and outstanding balances.
Coming Soon for Android
WHAT IT HELPS WITH
01
Simple balances at a glance
Built to make this part of everyday life clearer, simpler and easier to return to.
02
Clear repayment history
Built to make this part of everyday life clearer, simpler and easier to return to.
03
Private, distraction-free tracking
Built to make this part of everyday life clearer, simpler and easier to return to.
PRIVACY
Respect is part of the product.
Designed around understandable records and respectful data practices.
Lumoura apps are designed with clear, responsible privacy practices—not unnecessary data collection.
Read product privacy →